Catch the wave with a 4.25% APY Certificate¹

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

1. APY=Annual Percentage Yield. APY Certificate promotion valid July 7 – September 30. The annual percentage yield assumes that dividends will remain on deposit until maturity. If you make a withdrawal from your account, your earnings will be reduced. Minimum deposit to open is $500. Must be a CU SoCal Member. All accounts will be verified by ChexSystems® and are subject to approval and Membership eligibility. Dividends will be paid starting the day of deposit. New Member maximum online opening deposit is up to $150,000. Deposits cannot originate from a CU SoCal account. Deposits made to the promotional certificate through electronic transfers (ACH) will not be available for withdrawal for 60 days from the date of deposit. Dividends will be compounded monthly and will be credited monthly and at maturity. We may impose a 60-day penalty if you withdraw the principal from your certificate account before the maturity date. The penalty imposed shall be based on the amount withdrawn. If the amount withdrawn reduces the principal balance below the stated minimum during the term, you will be assessed a penalty on the entire principal balance, and we will close the certificate account and transfer any remaining balance to your Regular Savings Account. This promotion is effective July 7, 2026, with a 4.17% APR fixed rate and is for a limited time only. Your 12-month term will automatically renew in a 12-month certificate at the prevailing rate unless you withdraw all the funds in your account at maturity or within a grace period of 7 days after maturity. Your account will mature as reflected on the Rate Schedule. The maturity date will be stated on the certificate or receipt provided to you at the time of opening your account. Offer subject to change without notice.